Market Analysis
Current market analysis and performance metrics for Canada's banking sector.
Last Updated: January 15, 2025 | Data as of Q4 2024
+3.2%
$7.2T CAD
Total Banking Assets
+0.5%
12.8%
Return on Equity
-0.3%
4.1%
Loan Growth
+0.1%
15.2%
Capital Ratio
Big Six Banks Performance
RBC
Total Assets$1.7T
ROE13.1%
Market Cap$183B
TD Bank
Total Assets$1.5T
ROE12.9%
Market Cap$171B
BMO
Total Assets$0.9T
ROE11.8%
Market Cap$89B
Scotiabank
Total Assets$1.1T
ROE12.4%
Market Cap$97B
CIBC
Total Assets$0.8T
ROE13.2%
Market Cap$61B
National Bank
Total Assets$0.4T
ROE14.1%
Market Cap$35B
Market Trends
Digital Transformation
Canadian banks continue to invest heavily in digital infrastructure, with mobile banking adoption reaching 85%.
Regulatory Environment
OSFI's stress testing shows Canadian banks remain well-capitalized with strong risk management.
Interest Rate Impact
Rising interest rates are positively impacting net interest margins across the sector.
Risk Factors
Housing Market
Elevated housing prices in major markets pose potential risks to mortgage portfolios.
Economic Uncertainty
Global economic volatility may impact credit quality and loan demand.
Fintech Competition
Emerging fintech players are increasing competition in payments and lending.
Schedule Consultation
Contact our team for detailed analysis, forecasts, and recommendations tailored to your needs.
Schedule Consultation